Legal Rules Behind Your Account
Our Legal notice explains which terms apply when you open, use or close an account from Indonesia. Access depends on local law, and where local law permits, we use the details you submit to check account ownership and protect the payment trail. A phone verification step
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comes before account access, and the account holder remains responsible for keeping login details private. DANA, OVO, GoPay and QRIS appear as transaction references when you use those rails; bank transfer and virtual account records may also be retained for matching and dispute handling. If a
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rule changes, we publish the revised wording on this Legal page and show the effective date. You should read the current terms before opening an account, especially if you are in Surabaya, Bandung or another Indonesian location with different access requirements.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.